Filing a roofing insurance claim is a straightforward process but it isn’t always easy to carry out. To help you get started, the home insulation contractors at Abby Windows are here to lend you a hand..
Document Issues With Your Roof After a Storm
Once it’s safe to go outside, document and take pictures of the damage to your roof. It’d be a good idea to take before and after photos of your home to better illustrate the extent of the damage. Your insurer needs these documents to make sure the roof was damaged by the storm, not improper maintenance or negligence on your part.
Quick Tip: Organize All the Relevant Documents Beforehand
Your insurer can deny the claim if you put off filing a claim for too long. That’s because the damage to your roof might have already damaged other parts of your home. By that time, it’s impossible to determine the extent of the damage caused by the storm. Organizing all the needed documents beforehand can help you file a claim quicker.
Ask for an Estimate From a Local Contractor
Next, ask for an estimate for the roof repairs from a contractor you trust. Some roof replacement companies offer claims processing assistance. If you’re having trouble navigating the process, hiring one can make the filing a lot smoother.
Meet With the Insurance Adjuster
Once you’ve submitted the necessary documents, an insurance adjuster will visit your home to assess the damage and determine how much payout you’ll be getting. Homeowners tend to feel intimidated by the adjuster, but don’t be! Also, don’t sign any paperwork if you still have something you need to clarify with the adjuster.
Insurer Releases the Check
Once all the paperwork has been submitted and your claim checks out, your insurer will then release a check for your payout.
Looking for a new roof? Abby Windows is one of the most reputable roofing and roof replacement contractors in the state, having won multiple awards, including Remodeling Magazine’s BIG50 and Top 550 Companies awards. To schedule a consultation with one of our professional contractors, call us at (414) 209-0404 or leave us a message here.